Cookie Policy and Consent Tool

This Cookie Policy explains how Merifund Capital Management Pte. Ltd. (“Merifund”, “we”, “us”, “our”), a private limited company incorporated in Singapore (UEN 201024554E), uses cookies and similar technologies on the website located at https://merifund.com (the “Website”).
It should be read together with our Privacy Policy, which describes in more detail how we process your personal data and the rights available to you under Singapore’s Personal Data Protection Act 2012 (PDPA), the EU General Data Protection Regulation (Regulation 2016/679) (GDPR) and the UK GDPR.

By continuing to browse or use the Website after seeing our cookie banner, you agree that we can store and access the cookies described in this Policy, unless you have disabled them.

1. What Are Cookies?

A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. Cookies enable the website to recognise your device and store information about your preferences or past actions. We also employ similar technologies—such as pixels, local storage and software development kits (SDKs)—which are referred to collectively in this Policy as “cookies”.

Cookies may be:

• First‑party cookies – placed by us; or
• Third‑party cookies – placed by a domain other than our Website (for example, by analytics or consent‑management providers).

Cookies can also be categorised as session cookies (deleted when you close your browser) or persistent cookies (which remain until they expire or you delete them).

2. How We Classify Cookies

We classify cookies by their purpose in accordance with PDPA and GDPR guidance:

• Strictly necessary (essential) cookies – required for the Website to function and to provide the services you expressly request.
• Functional cookies – remember choices you make (such as language) or enhance the site’s functionality.
• Analytics/performance cookies – help us understand how visitors interact with the Website so that we can improve it.
• Marketing/targeting cookies – track your browsing habits to deliver relevant advertising.

3. Cookies We Use

3.1 Strictly Necessary Cookies (Enabled by Default)

Without these cookies, the Website would not function properly and you would not be able to manage your preferences. Because they are essential, you cannot opt out of them.

3.2 Functional Cookies

We do not currently place any functional cookies.

3.3 Analytics / Performance Cookies (Require Consent)

These cookies are set only if you provide your consent through our cookie banner or settings.

3.4 Marketing / Targeting Cookies

We do not currently use marketing or targeting cookies.

4. Your Choices

You have control over which non‑essential cookies are placed on your device. You can:

• Use our Consent Tool – Click the floating cookie icon or banner to open the preferences centre, where you can enable or disable the different categories of cookies at any time. Changes take effect immediately.
• Adjust your browser settings – Most browsers allow you to refuse or delete cookies. Consult your browser’s help section for instructions.
• Use third‑party opt‑out tools – For example, you may install the Google Analytics opt‑out browser add‑on (https://tools.google.com/dlpage/gaoptout) to prevent Google Analytics from collecting data.

If you disable cookies, some features of the Website may not operate as intended.

5. Legal Basis for Processing

• For essential cookies, processing is necessary for the performance of the contract between you and us (to provide the Website) and for our legitimate interest in ensuring its security and functionality (PDPA s. 13 & 15; GDPR Art. 6(1)(f)).
• For functional, analytics or marketing cookies, we rely on your consent (PDPA s. 13; GDPR Art. 6(1)(a)). You may withdraw consent at any time using the methods described above. The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.

6. Retention of Cookie Data

Cookie data are retained for the duration specified in section 3 above or until you delete them via your browser or our consent tool. Aggregated analytic reports created from Google Analytics are retained for up to 26 months and then automatically deleted.

7. International Transfers

Some third‑party providers (such as Google LLC and Usercentrics GmbH) are located outside Singapore and the European Economic Area (EEA). Where personal data are transferred internationally, we ensure appropriate safeguards are in place—such as the European Commission’s Standard Contractual Clauses (SCCs) together with supplementary measures—to protect your data in accordance with PDPA and GDPR requirements.

8. Changes to This Cookie Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page and, where we make material changes, we will inform you via a notice on the Website or by e‑mail (if we hold your address) at least fourteen (14) days before the changes take effect.

9. Contact Us

If you have any questions about this Cookie Policy or our use of cookies, please contact our Data Protection Officer:

E‑mail: legal@merifund.com
Post: Merifund Capital Management Pte. Ltd., 16 Raffles Quay, Hong Leong Building, Singapore 048581
Telephone: +65 3106 1211

We will be pleased to assist you.

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